{"id":45360,"date":"2021-12-14T14:00:27","date_gmt":"2021-12-14T07:00:27","guid":{"rendered":"https:\/\/www.ruparupa.com\/blog\/?p=45360"},"modified":"2022-08-29T13:57:55","modified_gmt":"2022-08-29T06:57:55","slug":"tips-belanja-hemat-tanpa-kartu-kredit","status":"publish","type":"post","link":"https:\/\/www.ruparupa.com\/blog\/tips-belanja-hemat-tanpa-kartu-kredit\/","title":{"rendered":"3 Tips Belanja Hemat Tanpa Kartu Kredit"},"content":{"rendered":"

Penggunaan kartu kredit kerap ditawarkan sebagai salah satu opsi pembayaran untuk mempermudah belanja online<\/em>. Metode ini sejatinya memang memberikan beragam keuntungan, seperti keringanan cicilan. Bila kamu tidak memiliki kartu kredit, jangan khawatir karena kamu tetap bisa belanja online <\/em>hemat\u00a0tanpa kartu kredit, loh.<\/p>\n

Cara Belanja Tanpa Kartu Kredit<\/strong><\/h2>\n

Jadi, bagaimana caranya belanja hemat tanpa kartu kredit yang justru bisa bikin untung? Yuk, simak berikut ini.<\/p>\n

1. Bikin Daftar Belanja<\/strong><\/h3>\n

Jangan sampai kamu tergiur membeli peralatan yang tidak dibutuhkan, ya. Untuk menghindari sifat lapar mata ini, kamu bisa mencoba menulis daftar kebutuhan belanja bulanan terlebih dahulu.<\/p>\n

Setelahnya, kamu bisa menyesuaikan sisa anggaran bulanan dan baru membeli keinginan kamu. Teknik ini akan membantu kamu untuk menjadi lebih hemat dan tidak menumpuk barang di rumah.<\/p>\n

2. Tunggu Promo<\/strong><\/h3>\n

Layanan kartu kredit kerap menawarkan beragam promo menarik, mulai dari\u00a0cashback<\/em> hingga cicilan 0%. Tentu saja, kamu pasti mencari opsi membeli barang dengan harga yang paling terjangkau dan kualitas yang bagus, bukan?<\/p>\n

Apalagi bila produk incaran memiliki harga yang selangit, seperti furnitur dan peralatan elektronik rumahan lainnya.<\/p>\n

Nah, kini kamu cukup memantau e-commerce<\/em> yang juga menyediakan banyak promo yang jauh lebih menguntungkan. Di ruparupa.com<\/a>, kamu bisa mendapatkan cashback<\/em>, potongan harga,\u00a0extra voucher<\/em>, hingga beli 1 gratis 1.<\/p>\n

Tidak hanya itu, situs belanja satu ini juga menyediakan layanan cicilan 0%<\/a><\/strong> dan gratis ongkos kirim juga, loh.<\/p>\n

Dengan begitu, kamu bisa memperoleh kebutuhan rumah tangga dengan harga yang jauh lebih terjangkau ketimbang menggunakan kartu kredit.<\/p>\n

3. Pakai Kredivo aja<\/strong><\/h3>\n

Mau ambil cicilan, tetapi tidak memiliki kartu kredit? Kamu bisa menggunakan Kredivo, salah satu platform kredit yang praktis dan aman digunakan. Lantas, sebenarnya apa sih Kredivo?<\/p>\n

Kredivo merupakan salah satu solusi kredit instan yang memberikan beragam kemudahan transaksi dengan sistem cicilan, mulai dari 30 hari hingga 3 bulan dengan bunga 0%, loh. Menariknya lagi, aplikasi ini juga menawarkan cicilan 6 dan 12 bulan dengan bunga mencapai 2.6%.<\/p>\n

Tidak perlu khawatir, layanan kredit\u00a0online<\/em> ini sudah resmi terdaftar dengan nama PT. FinAccel Digital Indonesia.<\/p>\n

Kredivo juga merupakan salah satu produk kredit digital yang telah terdaftar dan berada dalam pengawasan Otoritas Jasa Keuangan (OJK) dengan nomor registrasi S-236 \/ NB.213 \/ 2018.<\/p>\n

Nah, kini Kredivo telah menawarkan layanan kredit online<\/em> pada salah satu\u00a0e-commerce<\/em> terpercaya ruparupa.com<\/a>.<\/p>\n

Cukup belanja minimum Rp. 500.000\u00a0<\/strong>dengan cicilan 6 dan 12 bulan<\/strong> menggunakan metode pembayaran tanpa kartu Kredivo<\/strong>, kamu sudah bisa mendapatkan potongan 5% hingga Rp. 100.000<\/strong>.<\/p>\n

Untuk penggunaannya juga sangat gampang, kamu bisa mengikuti caranya berikut ini.<\/p>\n

    \n
  1. Pilih produk yang kamu inginkan dan lanjut ke keranjang belanja.<\/li>\n<\/ol>\n

    \"pilih<\/p>\n

    2. Pilih produk di keranjang yang ingin kamu checkout.\u00a0<\/em>Setelah itu, lanjutkan ke pembayaran.<\/p>\n

    \"pembayaran<\/p>\n

    3. Masukkan akun ruparupa.com kamu untuk verifikasi data. Bila kamu belum memiliki akun, maka kamu bisa memilih metode daftar.<\/p>\n

    \"verifikasi<\/p>\n

    4. Pilih metode pembayaran cicilan tanpa kartu, lalu pilih Kredivo<\/strong>.<\/p>\n

    \"cicilan<\/p>\n

    5. Setelah itu, produk akan secara otomatis terhubung pada akun Kredivo kamu. Nah, kamu hanya perlu menyelesaikan transaksi hingga selesai. Lalu, paket akan segera tiba di rumah kamu.<\/p>\n

    Untuk informasi syarat dan ketentuan selengkapny klik di sini<\/strong><\/a><\/p><\/blockquote>\n

    Promo layanan Kredivo hanya berlaku maksimal 1 (satu) kali transaksi per akun setiap sebulan sekali hanya selama periode promo berlangsung.<\/p>\n

    Maka dari itu, jangan sampai kamu melewatkan promo belanja hemat dengan Kredivo hanya di ruparupa.com sekarang juga. Selamat berbelanja!<\/p>\n","protected":false},"excerpt":{"rendered":"

    Penggunaan kartu kredit kerap ditawarkan sebagai salah satu opsi pembayaran untuk mempermudah belanja online. Metode ini sejatinya memang memberikan beragam keuntungan, seperti keringanan cicilan. Bila kamu tidak memiliki kartu kredit, jangan khawatir karena kamu tetap bisa belanja online hemat\u00a0tanpa kartu kredit, loh. Cara Belanja Tanpa Kartu Kredit Jadi, bagaimana caranya belanja hemat tanpa kartu kredit […]<\/p>\n","protected":false},"author":21,"featured_media":46979,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2519,2517,2515],"tags":[86,3405,3404,3403],"class_list":["post-45360","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","category-lifehacks","category-living","tag-cicilan-0","tag-kredivo","tag-tanpa-kartu-kredit","tag-tips-belanja-hemat"],"yoast_head":"\n3 Tips Belanja Hemat Tanpa Kartu Kredit - Blog ruparupa<\/title>\n<meta name=\"description\" content=\"Saatnya belanja hemat tanpa kartu kredit hanya dengan Kredivo. 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